Buying Real Estate in Denver

Buying that first Home   Buying Tips Colorado Real Estate Commission's Definitions of Agency   Glossary of Real Estate Terms  Glossary of Relocation Terms   Increase your negotiating power buying a home   Home Buying Process  Loan Application Qualify a Realtor   Questions For Any Realtor  Steps to Buying a Home in Colorado  What you need to know before BUYING a home

Want to:Search for Homes in Denver Colorado?  Click the large "search for homes". It a number of choices:A freeform IDX search Can be done by clicking here ; load your info once and see what is on the market (search will not be saved) there is a saved search in the link. An e-mail search request for daily up dates of what properties are coming on the market in the Denver MLS JUST! Listed e-mail Alerts A list of our currently featured listings and houses for sale in Denver, Englewood, Highlands Ranch, Littleton, Lone Tree, Centennial, Aurora, Parker, Castle Rock, Larkspur, Elizabeth, Kiowa or Franktown Colorado  Need a VALUE on your current home? Ask an expert on the real estate market in your area.

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One of the most frequently asked questions when considering buying a home is whether you can afford to buy and how much you can afford to buy? There are several factors that determine your real estate buying power such as credit history, income, and current assets, etc. The ultimate decision of what you can buy will be determined by your lender and should start there. Click here to connect with reputable Colorado lenders.

If you would like to get a feeling of how much monthly mortgage payments might look like feel free to use our mortgage calculators.

After you know how much home you can afford, make sure and get pre-approved for a loan before you start looking for your home. Note that there is a significant difference between pre-qualified and pre-approved. Pre-approval means that you have the loan underwriters approval for the loan - it's like cash waiting for your purchase. This will let you buy and negotiate with confidence without leaving you wondering whether you will get the loan or not. Pre-qualification only means that your loan approval will be considered with very little assurance that you will actually get it. Therefore, before you go house hunting, get pre-approved!

Do you really want to spend the money on hiring a real estate agent to represent you as a buyer's agent? Is there really an advantage to having a Realtor?
First the good news. When hiring a buyers agent you usually do not have to pay a cent in commission. In almost every real estate transaction, the seller has already agreed to pay a buyer's agent a certain amount for commission. Whatever the seller pays on your behalf, you certainly do not need to pay!

Now the better news. A buyer's agent works for you! You get the power of experienced representation, advice, and negotiation with your best interest in mind. To see the Colorado Real Estate Commission's official definition of a buyer's agent and other real estate brokerage relationships click here.

How then do you chose a good real estate agent to work for you? Check out this list of questions you should ask every real estate agent you are considering hiring. And finally, consider hiring Pete Doty who is committed, experienced, and at the forefront of real estate technology.