Buying a Denver Colorado Home

"Can I afford to buy?". "What do I do first?". "How much money do I need?". "For Down payment?". "How do I negotiate the best deal?". "Is that a good value?" "Where should I live?". "What is the best school district?". "Do I need to sell my house first?". "I don't want to move twice." All of these questions are typical for the first, second and third time buyer. Folks just never want to make a mistake with their largest investment... their home.

Let's face it, anything to do with money in this day and age needs to be carefully thought out. So for those of you who are faced with the prospect of buying a home in Denver the first thing to do is make sure you have a loan approved. When you do this you are a "cash buyer" instead of an "I think I can" buyer. Learn more by following these links.

Or give Pete a call at 303-880-5585. It is my pleasure to help you!

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Most of it is in The HomeBuyers Resource Guide and you can have a copy. Just click the image. But remember, we would like to represent in the purchase of your new home and this is a way we might earn your business. Normally a price of $99.00 but free to you on the web. Please do not copy or reproduce this copywrited material.

 

One of the most frequently asked questions when considering buying a home is whether you can afford to buy and how much you can afford to buy? There are several factors that determine your real estate buying power such as credit history, income, and current assets, etc. The ultimate decision of what you can buy will be determined by your lender and should start there. Click here to connect with reputable Colorado mortgage lenders. BTW, I do not get a dime from these guys...just good mortages and services for you.

To get a feeling of how much monthly mortgage payments might look like feel free to use our mortgage calculators.

After you know how much home you can afford, make sure and get pre-approved for a loan before you start looking for your home. Note that there is a significant difference between pre-qualified and pre-approved. Pre-approval means that you have the loan underwriters approval for the loan - it's like cash waiting for your purchase. This will let you buy and negotiate with confidence without leaving you wondering whether you will get the loan or not. Pre-qualification only means that your loan approval will be considered with very little assurance that you will actually get it. Therefore, before you go house hunting, get pre-approved!

You do not have to spend the money on hiring a real estate agent to represent you as a buyer's agent. There really is an advantage to having a Realtor Buyer's Agent!
First the good news. When hiring a buyers agent you usually do not have to pay a cent in commission. In almost every real estate transaction, the seller has already agreed to pay a buyer's agent a certain amount for commission. Whatever the seller pays on your behalf, you certainly do not need to pay!

Now the better news. A buyer's agent works for you! You get the power of experienced representation, advice, and negotiation with your best interest in mind. To see the Colorado Real Estate Commission's official definition of a buyer's agent and other real estate brokerage relationships click here.

How then do you chose a good real estate agent to work for you? Check out this list of questions you should ask every real estate agent you are considering hiring. And finally, consider hiring Pete Doty who is committed, experienced, and at the forefront of real estate technology.

I NEED TO SELL FIRST! contact Pete or go to our SellFast page. Just talk to Pete before you decide who you want to represent you in the sale of your Denver Real Estate holdings.