Buying a Denver Colorado Home: Items Needed For A Loan Application

PS: I am NOT a Lender.

Employment:

Addresses for two full years

Gross monthly income

W-2’s, if available

Proof of pensions, retirement, disability or Social Security

Proof of income from rentals, investments, etc.

Year to date pay stub

If self-employed:
              Two years 1040 Tax Returns
              Current year profit and loss statement

Creditors

Each creditor’s name, address and type of account

Account numbers

Monthly payments and approximate balances

Amount of child care expenses

Banking

Names and addresses of saving institutions

Account numbers for all accounts

Type of accounts and present balances

Miscellaneous

List of assets in stocks, bonds, land

Life insurance cash value (documented if used as cash down payment)

If applicant is selling a home, a copy of sales contracts

Social Security numbers for all parties

Veterans—Certificate of Eligibility & DD-214

Cash or check to pay for application fee

From Your Real Estate Agent in Your Old Home Town

Copy of sales agreement

Copy of listing on property

Instructions on how appraiser is to gain entrance