A LOAN FIRST? WHY???

I have never had to get a loan before I bought a house before!

4 Big Reasons:

BUYER's ARE NERVOUS. Can I really afford that? What will it cost?

Sellers are nervous!When you want to buy a home a large part of negotiating a good deal is making the Seller comfortable with you as a Buyer.

Lenders are nervous. Everyday the underwriting guidelines change.

Finally, it is a huge negotiating tool!

If you were a Seller and you had two offers on your home, and both were equal in all terms except one has a pre-approved loan and the other had no loan information, which would you accept or counter?